Advantages And Disadvantages Of Becoming An Entrepreneur

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Modern world is full of temptations and other entertainments that cost much. It became a tradition that children want to become businessmen or entrepreneurs. The dreams of becoming a spacemen do not bother children any more. The desire to have everything and to be able to afford different things make children think about more profitable occupations. Some students, when grow up, change their minds and think about something more realistic, the others still continue dreaming of becoming entrepreneurs. The article is going to represent some advantages and disadvantage connected to the profession. Use arguments to support your choice.

Advantages of becoming an entrepreneur

1.Those who decided to become entrepreneurs are sure to enjoy the whole process, from the very beginning of their business till the highest level of its development. The prediction of risks and their successful elimination is a real delight.

2.The entrepreneurs salary directly depends on his/her intentions. If one wants to get more this month, he/she should work harder.

3.The working schedule of entrepreneurs is flexible. They may easily take a day off in the middle of the week without the moral pressure of being fired. Still, the consequences of such action should be considered beforehand.

Disadvantages of becoming an entrepreneur

1.The entrepreneur does not have a regular salary. The income may be considerable this month, but it may be too low another one. It is impossible to calculate some unpredicted costs.

2.The flexible working schedule is also a disadvantage. The necessity to work till night may be rather stressing.

3.Entrepreneurs are personally charged with the consequences of their actions. One wrong step and the whole business may be ruined.

It is exciting to be an important person in business, to have personal company and run it. Still, there are some cases when this independence may cost too much.

Day Trading – Is Forex Easier To Trade Than Stock Market Indices

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There are many professional day traders out there who focus all their efforts on trading a particular instrument, whether it’s a currency pair or a stock market index. I personally have attempted to trade both in the past so I can speak from experience when I say that in general it is much easier to trade forex.

The main reason why is because when you trade one of the major currency pairs you can usually concentrate purely on technical analysis. In other words when you trade the intraday charts you can trade the forex pairs around pivot points and areas of support and resistance because the price movements can be quite predictable. However when you trade stock indices such as the FTSE 100 or the Dow Jones, for instance, the price movements are not always so predictable.

That’s obviously because these indices are made up of various different stocks and they don’t always rise and fall in tandem with each other. Yes you may get some days when all the constituents trade higher or lower, but most of the time certain sectors will be strong, whilst others may be flat or trading lower. Plus there are often occasions when individual stocks release some news concerning their company and as a result the share price moves independently of the wider market.

As a result of all this, you don’t always get as many predictable bounces off key support and resistance levels, for example, as you do when you trade the major forex pairs. Therefore they are much harder to trade with any confidence because you can never be sure of how the price will react around these key levels.

Another point worth making is that when you trade forex you can pretty much guarantee that you will have a large trading range for many of the most popular currency pairs, such as the GBP/USD, EUR/USD and GBP/JPY pairs, for any given trading day. The same cannot be said for the various stock market indices, however, because there are some days when the FTSE 100, and even the Dow Jones, will trade within a very narrow trading range.

So the point I want to get across is that on the whole it’s a lot easier to day trade the forex markets than the stock market indices. They respond very well to technical analysis, whether it’s fibonacci levels, pivot points, or simply trend lines and basic levels of support and resistance, whereas the same cannot always be said about the indices because of how they are derived.

Banking jobs considered secure job during recession period

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If one becomes an investment banker, then one will always have to deal with money. The important criterions for investment banking jobs are managing money, investing money, and also trading money by means of bonds. With the proper training of business, one may find a position for oneself in this type of money market. For investment banking jobs one should search for bigger type of companies situated in financial capital of globe to seek one-s position in the reputed ones. Companies like Merrill Lynch and many other reputed names comprise this sector, those of which extends investment services for the big type clients like governments and multinational corporations.

One should concentrate one-s job searching endeavour for the investment banks of regional nature that conducts their business in the middle markets. One-s skills as the investment banker can be utilized in these types of jobs in a small degree, in the form of assisting investors individually and guiding small businesses advancing financially. One should contemplate for job searching for some boutique firms to work in favour of one if one has specialized type of interest like financial analysis or bond trading. These types of firms are smaller in type and extend very specialized nature of services so that one-s capability suits the job type precisely prior to one-s submitting of application. For being conversant with investment banking jobs, one should utilize published resources from reputed institutions of financial education like Harvard Business School for identifying firms in which one may like to work.

One of the main features of international banking jobs is Offshore Banking. In offshore banking clients are helped to perform financial transactions by means of bank accounts of corporate both confidentially and securely outside the country of incorporation or residence. If prepared in right manner, clients are benefitted legally from international banking of tax exemption. Offshore banking is secure, reliable and stable. In addition, an offshore bank account in Hong Kong and Singapore have good image. Clients contemplating offshore banking with corporate type of bank account become benefitted by way of adequate protection in case of instability.

India is being projected as the next economic superpower immediately after United States and China. India has always been major investment destinations from abroad and it has turned into most attractive market having high potential. Many multinational companies showed great interests for setting up their businesses in India because of multifarious opportunities. Presences of large number of industries ensure more employments for the job seekers at different sectors among which Banking industry is certainly a vital sector. For the last few decades, India is showing tremendous improvements in the perspective of its GDP growth and overall economic situations and for this reason Banking sectors have made great contributions to achieve this feat. Owing to this reason, scope for banking jobs in India has increased manifold.

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Crown Financial Ministry Larry Burkett Program Leads The Path To Financial Freedom And A Total Money Makeover

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The Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of Why Didnt Anyone Teach Me This? has learned these important financial fundamentals and continues teaching and educating individuals on Larry Burketts program for financial freedom.

These fundamental principals have been taught to more than 50 million people in over 80 nations since Crowns beginning. The Crown Financial Ministry provides a life-transforming message of how to faithfully live by Gods financial principals in all areas of life.

The Crown Financial Ministry is a Bible-based ministry with recognition of Gods ownership of all things as one of its core values. They also believe in the need to pray about everything and have a desire to serve others with excellence while teaching its principals so that all cultures and generations can easily understand.

With the current economic conditions, its never been more important to learn about Christian Stewardship and planning for a total money makeover. David Newby combines the fundamental principals of The Crown Financial Ministry with advanced financial techniques that will create financial security for anyone that is searching for a solution and a total money makeover.

Total spending for an individual or family should not be greater than their total income. If spending is greater, it is necessary to take a strong look at expenses and decrease spending while increasing income. The Crown Financial Ministry provides the direction needed to make changes and secure financial security. David Newby will provide guidance for as long as it takes to make a budget work and walks client through the steps to the security that can be achieved with a total money makeover.

The Crown Financial Ministry provides free tools on their website and helps build a budget which provides the path to debt elimination. David Newby can provide the tools and guidance to help anyone discover the wealth strategies of the ultra-rich and achieve financial freedom in seven years or less. Dreams can come alive as you discover the keys to creating wealth and implement them in your personal finances.

Finance A Franchise For Subway

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When it comes to buy a Subway Franchise, the first think which clicks in the mind is that how you will go to finance it?. Buying a Franchise or coming in the food chain business involves various things like setting up the restaurant, arranging for the shop fitters to fit out the shop accordingly, kitting it out with all the required catering equipment, fitting all the tables and chairs, and many more. That is the reason people usually look for a financer before buying a Subway Franchise. By having a handsome amount in their hand theyll be able to effectively budget their monthly outgoings through a monthly finance package to operate their business immediately with all the equipment they need.

Own a Subway Franchise only by going through the process of financing, as by doing this you are keeping your available capital in the bank, leaving it available for other important business expenditures. It will provide you liquid flow of cash to run the day-to-day business activities. You cant imagine how easily youll get back your return on investment easier by opting to tailored franchise finance package. It will benefit you by lending maximum money to your bank account each month on your lease agreement.

No one can deny the popularity of Subway, not because their unique chain of restaurants but for the quality they provide with mouth watering sandwiches. There is hardly any need to mention that their high profile advertising campaigns and their ongoing popularity and excellent menus are certainly attracting potential franchisees from all over the world. They all want to open their own Subway franchise and want to take a part in the active race to success. If you think about it you almost get it, enormous flexible finance packages on the market are available. It allows you to build in the franchise fee with all useful equipment that goes into the Subway restaurant.

Fulfill your desire to owe a business related of fast food industry by buying a subway franchise. This is the only platform where food have both moderate as well as healthy flavor

What is USDA Organic and Trade Certified Coffee Arizona

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What is USDA Organic and Trade Certified Coffee

USDA Organic coffee does not feature chemical compounds that are fabricated. This is because several of those compounds that turn up in non-organic coffee feature particular types of herbicides and chemicals.

USDA Organic Coffee

Certifying coffee as natural requires the ranch the coffee was fed at is a completely natural ranch. Prior to coffee could officially be identified natural, a USDA agent must inspect the site where the coffee was created. There are national standards that the coffee needs to fulfill long before being thought about natural. The national standards state that the coffee needs to be grown on a ranch that asks planters not to make use of chemicals on their plants within the last 3 years. Exemptions are usually made to this requirement and there is no assurance that any kind of coffee identified USDA Organic is entirely without deposit from chemicals.

Types of natural plant food that are usually made use of to increase coffee grains feature general garden compost, chicken manure, bocachi, and coffee pulps. If it is determined coffee grains were grown utilizing phosphate or artificial nitrogen the USDA will certainly not consider them to be natural.

After coffee grains have actually been decided on, the Organic Meals Production Act keeps track of the manufacturing of the coffee and controls the chemicals that could be made use of to create it. These regulations are not constantly complied with. The Organic Standards Board of the Usa has actually declared that labeling coffee as natural does deficient any kind of healthier than coffee that is ruled out natural. Trade Certified Coffee

Trade Certified Coffee is coffee that supports the idea of families who run farms having better lives. This is achieved by billing customers reasonable rates for coffee. It also includes the advancement of farming neighborhoods and assisting stewardships of an ecological attributes. A reasonable trade planter is one who functions directly with the firms that give products to grocery shops, bistros and coffeehouse across the country. These are usually international purchasers that could assist planters get their coffee into shops all around the world.

As a result of the fact that planters increase grains to create trade approved coffee, they could much better support their families and spend for the university education and learnings of their youngsters. They also assist to make international professions more prominent and more successful for planters far and wide and also safeguard the atmosphere by keeping the world’s sources and substantially reducing ecological contamination.

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When To Seek Professional Help With Financial Problems In Canada

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Seeking professional help due to financial problems is a typical experience that most people have to face at least once in their lives. The most important thing when in financial trouble is to be able to recognize the signs and seek assistance from a professional to help get you out of financial danger. In a situation like this it requires you to take action to seek help in order to help yourself. It is also crucial to recognize that what is dangerous for one person may not be for another and may just be a bad month.

In Canada there are four financial signs to warn you that you may be in a financially dangerous spot. The first sign is if you have failed to make one or more payments on a mortgage or loan you may be in financial danger. Keep in mind one late payment over a course of a long period is not the same as repetitive failing to make payments. The second sign of financial danger is if your credit cards are constantly at their limit and unable to be used. The third sign is if you are paying bills by taking credit card cash advantages you may be in financial danger. This is a big one because by doing this you are allowing yourself to pay off debt with debt which just repeats the cycle. The fourth sign is if your creditors have passed your account to a collection agency or if you have received notice of legal action being taken. At that point you are experiencing financial danger and it is important that you are aware of this and take action to receive help.

It is in such a place like the one above where you need to decide to take action and either seek professional help or learn techniques to keep your bank balanced so that you are not missing payments. It is important to recognize that every situation is individualized, and being late on a payment is a lot different than already receiving a legal notice of action against you. Another thing to keep in mind is that sometimes things in life are beyond our control and you may not have a say in the way things happen. These can be things such as losing your job, experiencing a death or divorce.

Overall, financial problems come in many different shapes and sizes and it is important to be aware of your financial problems and face them square on so that it reduces the risk of having trouble later on.

Different Types Of Bank Accounts Explained

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If you are looking to open a new bank account, it is a good idea to learn about the different types of bank accounts available, to ensure that you get the right account for your exact needs.

There are several types of bank accounts available, each one being tailored to slightly different requirements and also varying from bank to bank. Each type of account offers different advantages and for many it might be beneficial to hold a combination of accounts.

Basic Bank Account

This type of account usually offers the customer the facility to have regular payments paid in free of charge, and to set up direct debits or standings orders. The customers bank should issue the account holder with a card to withdraw money, which may or may not be free of charge, depending upon where the money is withdrawn.

A basic account normally lacks the facility of a chequebook and an overdraft, the benefit of the latter being that the customer need not worry about accumulating debt. On the downside, the interest rate received by the customer may be lower than that for a current account.

Current Account

Like the basic account, current accounts are tailored towards everyday use such as paying in money, withdrawing money, as well as setting up standing orders and direct debits. Customers will receive a debit card with capability such as visa or maestro, enabling the customer to withdraw money where they find the relevant sign. The debit card for this account also permits customers to make payments via the chip and pin process.

A current account will typically also return low levels of interest on the money in your account, but unlike the basic account, may provide the facility of an overdraft which needs to be arranged with your bank. Customers are also usually entitled to a chequebook as a method of payment.

Savings Account

Savings accounts will offer a higher rate of interest to the customer and therefore provide a means of saving money and to see a return in the form of interest. This often means that you cannot move your money too often. In fact, some savings accounts require that you give notice before withdrawing money. Customers should also be ware that interest gains will be taxed, and are normally deducted before being received by the account holder. Non-taxpayers in the UK can claim back the tax on the interest gained, but for UK taxpayers, an ISA may be a better option for saving money.

Student Account

The main feature of a student account is that they normally offer an overdraft facility for students. The overdraft limit will vary between banks, but will commonly be a free facility. Banks also offer different incentives for students to open an account, which may include complimentary insurance, electronic devices, railcards and more.

Currency Trading And Money Laundering

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Money Laundering is a big topic these days in Foreign Exchange circles. The criminal or terrorist element is almost certainly participating in that high tech world. You have probably heard or read of somebody being arrested for this recently.

Money laundering is the process a criminal uses to distance themselves from the proceeds of their crime, yet maintain access to the funds. Most basically, a criminal attempts to take enough steps with the money that it is untraceable to the crime.

Laundering generally takes three distinct stages:

* Placement: Smurfers are used to introduce the dirty money into the system, these smurfers change the form of the money numerous times until the launderer feels the original funds cannot be traced back to them.
* Layering: Layering involves the changing of cash into drafts, money orders, traveler’s checks etc. Launderers ensure each transaction is under reporting laws; so many smaller transactions are made instead of fewer large transactions. This way each transaction looks legitimate and no paper trail is created.
* Integration: Once the money has changed form several times, the launderer has buried the trail of its origination. At this point it is impossible to trace the funds back to the original crime. The launderer is now able to introduce the funds back into use, often through a front company.

Reputable currency traders are concerned about money laundering. Being non-bank Financial Services Companies, makes currency traders susceptible to money launderers. Involvement in money laundering can result in fines, criminal charges, loss of reputation and loss of business to the currency trader. In some cases where the money laundering is for terrorism purposes, the results can be catastrophic.

How do currency traders prevent money laundering? Without going into too much detail, reputable currency traders will get to know you very well before proceding to set up an account or allowing any transactions to take place. Traders will also get to know your beneficiaries very well. The whole process is designed to eliminate any doubt about who is involved in any transactions and what they are transacting.

The good news is that much of what currency traders will ask you is designed to protect your interest as well. If you are doing business with someone in a foreign country, you want to make sure you are going to get paid for your goods or services. You also want to make sure that the foreign business actually exists as claimed. And you also want to make sure the foreign business has a bank account in good standing. These are all things the currency trader will guarantee for you.

International Trade E-commerce

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In the developing China e-commerce, integration process is the important step. There have been many hills and valleys in China e-commerce in last some years affecting global sourcing. When internet is growing then everyone in China resort to it in the hope of profit and suddenly they find it unprofitable. This wonder of internet affects the interest of people in e-commerce. In fact internet is only an information provider network system which assists in international trade. It has itself no market value but the whole things are created when market activities takes place on the information platform. When changes occur on information level in China e-commerce then only any activity is created on internet.

There are about forty thousand multinational companies operating world wide and almost 200,000 overseas joint ventures that run across the continents. Many of these collaborations and joint ventures have concerns, directly or indirectly, with China business enterprises. The access to China through world-wide international trade investments is increasing day by day.

However, paucity in China e-commerce is created only when activities take place in national and internet front of China. It leads to either loss or profit in international trade for companies based on internet. Integration of China global sourcing and import and export is an important step in this direction taken by big domain names in China e-commerce. With it the goodwill of big domain names is utilized to create perfect communication infrastructure platform in international trade. It is integrated with high brand name, quality structure, developed technology and good quality product in market.

Moreover, due to globalization the extent to which Chinas international trade and investments bears an impact is very wide. It is due to globalization that the international market has a direct approach to acquire modern technology and consequently reduce the problems of distribution and stumpy internal coordination expenses. It has opened the doors for the specialization of network services and products with collective support of companies. Business process outsourcing for both internal activities and external activities is the result of globalization of international trade and global investments. Business process outsourcing is the common concept in the entire world and China is one of the leading countries that provide such services. For quality work and performance the outsourcing companies often select China as their business collaborators.

As such they are investing on reasonable price raw materials and labor. However the main reason for all these activities is to get access to a wider market. Although there are some drawbacks of expansion of international trade and investments but if rules of international trade are followed then the problems can be minimized and properly handled. The big size of the Chinese market is a major attraction to many prospective new entrants in international trade and investments.

Creditors Taking Money Out Of Your Paycheck

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If a creditor has problems in collecting a debt from you, he has a few options at his disposal. One of them is to sue you and attempt to garnishee your paycheck. What this basically means is that, since he is unable to get the money directly from you, he is asking the courts to force your employer to take money from your paycheck and send it to him. To protect you and prevent abuses by the creditor, however, both the federal and state governments have enacted a set of rules as to how this should work.

The first thing that must happen is that the court must actually rule against you. If the creditor sues and the courts reject his claim, the creditor is out of luck and will not be able to legally collect any monies from you. If, however, the court enters a judgement against you and the creditor prevails, the court can then direct your employer to set aside a certain amount of your paycheck each week and send it to the creditor until the debt is resolved. In legal terms, this is known as wage garnishment or a wage attachment.

In order to prevent you from becoming destitute, there are Federal and state limits as to how much money can be taken from your paycheck. The federal limit is the lessor of 25% of your weekly paycheck or a calculated formula comparing the dollar amount of your weekly paycheck minus 30 times the minimum hourly income. In addition to federal wage attachment laws, all states have their individual laws. These laws, however, must provide at least the protection to the debtor that the federal laws provide.

In fact, some states have enacted significantly tougher wage garnishment rules on creditors than the federal laws do. These laws may either add additional barriers that the creditor has to overcome if they want the courts to rule in their favor. Or, the laws may go much further in limiting the amount of money that can be deducted from the debtors paycheck. In practical terms, what this means is that a creditor bringing a suit against a creditor in Minnesota can expect different results than a creditor filing a lawsuit in Arizona.

A number of employees are needlessly afraid of wage garnishments. Yes, it is embarrassing. But, primarily they are afraid of being fired by their employer when their employer discovers that a creditor has sued them for money. But, the federal law explicitly prevents an employer from firing you due to a wage garnishment. If an employer does fire you, however, you will have a legitimate criminal lawsuit to bring against your employer.

Now, to be sure, the fact that their wages are being garnished can be embarrassing for the debtor. But, in a society where debt is such a large part of nearly all financial transactions, it is a necessary tool that allows creditors to be repaid what they are legitimately owed.

Self Employed Short Term Loan for Entrepreneurs

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Life is always forcing people to do many things, like the world these days, the economy in different countries have different situations in which people work in different ways. Sometimes people want to be independent because of the environment where they live, and they may need loans for their own account. So if you are self-employed, such as a contractor or a freelancer, then entrepreneurs loans are designed specially for you. In today’s ever-growing needs of yours and at the same time due to lack of resources to meet them, you get worried. Also, if you do not have a good credit score in earlier times, adding to concerns. It can happen to anyone despite of their salary.

Self-employed loan is a short term loan and they are there to help entrepreneurs. But very often, self-employed is difficult to demonstrate to lenders because of variable monthly income. But at all times have their own problems in their businesses on their own loans, self-employed workers are there to help and support.

Self employed loans are small term loans, so if you are self-employed and looking for the proper settlement of cash, these loans are for you. You may pay any tax burden and desires as the payment of unpaid household bills, food expenses, tuition fees, collection fees, fixed costs, and small travel expenses, which are few examples of the charges the same regardless of the costs that you may need auto loans are there to help employees.

To establish financial imbalances, self-employment loans can be easily done by self employed people. This funding source may be easy to take care of your financial needs at home. You do not even have to go through any credit checking process because it accepts the application of all borrowers, irrespective of credit record. The presence of arrears, defaults, bankruptcy, foreclosures, CCJ, late payments do nothing to insult.

Just get used to the ease of online application method. Do not move from the comfort of your home or office. The loan you are looking for will be sent directly to your account after obtaining approval. The applicant can apply for low cost and very lucrative business loans to persons with proper research online.

Four Tricks to Make Sure People Remember Your Trade Show Display

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Trade shows may inspire yawns and sighs of boredom. But, for many, it is something to look forward to. For those putting up a booth, it is a chance to show their wares to the world- or those visiting, and to perhaps connect with others in the industry. For visitors and spectators, it is a chance to learn something new about a certain industry. But, the one thing that everybody agrees on is the appearance of the trade show displays.

When you have trade booth, you need to able to stand out from among the crowd. You need to be the one drawing in the crowd and keeping them there. Some trade show displays clearly spell out the creativity of those putting it up. But, there are some that leave absolutely no impression on people. People’s eyes skip right over these booths. That’s why, trade show displays need you to bring it and be creative.

Here are a few tips to make sure that people enter your booth and actually pay attention to what you have:

I.Open Booths: Many believe that people are more receptive to open booths. Open booths basically have just one wall or perhaps no wall at all. If you have enough space, go for it. It’ll let people see your exhibits and your sign clearly. Speaking of-

II.Great Signage: You’d think this might be a little obvious- after all, its purpose is to tell people what you’re exhibiting plus what the name of your company is. But, there are so many trade show displays with tiny signs placed where people can practically not sight it all. Make sure your signage is poppin,’ and that it has all the necessary details you want to convey- like the contact details.

III.Promo Items and Raffles: This is one way to make an impression. Having raffles and giving away promo items. Try to get creative with this. Serve a cup of coffee, invite people in and then hit them with the raffle thing. Make sure that you announce the winners as soon as possible. This way, your visitors will remember you.

IV.Business Cards: Have you seen Lego’s business cards? They’re pretty awesome. You can try having something that connects your business/products to your business cards. This way, people are likely to save your card, even if it is just because they like looking at them.

So that’s it, folks! Just follow these four tips, bend them to suit you and your business and you have a great trade show display.

Looking for great trade show displays? Visit IndyDisplays and check out our varied collection. To read more about trade show displays, visit Wikipedia.

Unlock The Hidden Ancient Secrets To Manifest Money

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What if there was a way to manifest money instantaneously. Just imagine what it would be like to know these ancient secrets to manifest money.

Here are just some of the ways to attract wealth faster than you ever thought possible:

Ancient Secret #1 – Focus On A Specific Desire

We desire many things in our lives including, love, health, and wealth. In this article, we are focusing on money. The first secret to manifesting money is focus on a specific amount. It’s easy to get caught up in fantasizing about money and riches beyond our wildest dreams, but we are not specific enough when you are doing it, so they are just dreams.

When you focus on a specific amount, the dream becomes a reality.

Focus on a specific amount of money, put a date on when you expect to manifest it, and make sure that it is believable. This is key, if you don’t believe in what you are trying to manifest, then you wont be able to manifest it. It has to be believable.

Ancient Secret #2 – Act As If It Has Already Happened

You must act as if you have already manifested what you desire. Every day take time to imagine that you have already manifested the money. Imagine doing everything you would want to do with it. Spend it, give it away. Do whatever you want, but make sure you are enjoying yourself.

The more you do this, the faster you are actually creating it.

Decide today, that each morning you will take a few minutes and really experience having money. Enjoy yourself and really feel the feelings, hear the sounds, and experience the emotions of having all that money.

Ancient Secret #3 – Receive It

If you are following the first two secrets, then the universe is going to present you with a path. Along that path, it will manifest things to help you achieve great wealth. perhaps with a business proposition, maybe you will win the lottery., maybe you will inherit a fortune.

I can’t tell you what exactly is going to happen, but when these moments arrive, it will feel natural and good to take them. They will bring you closer to the manifestation of money. Be willing to receive what ever the universe provides, and keep your mind open. If you are truly following these secrets, the paths will open up quickly.

A Final Word

These are just some of the most powerful ancient secrets to manifest money. Follow them for anything you desire, and you will manifest them faster than you ever thought possible.

Transition from Military Life to Small Business Careers

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Perhaps one of the most challenging career and employment situations imaginable takes place every single day when individuals serving in the military prepare to move from military service to a new career. This involves thousands of motivated government employees who at first glance should have absolutely no trouble in obtaining an appropriate job. It is hard to imagine any prospective employees who would have more motivation to work hard and succeed in whatever they do.

Despite initial appearances, military personnel are currently experiencing a high unemployment and underemployment rate. Perhaps because of this or outdated assumptions about the value of all forms of college education, the first step in military transition to business careers is often a decision to obtain a college degree. This can prove to be the right move in some cases, but it can also become an expensive mistake.

The difference between education and training is frequently misunderstood by many people, and such misunderstandings probably contribute to a disproportionate percentage of career choices focusing on educational institutions instead of more specialized (and much cheaper) career training programs. While advanced education has a special place for specific purposes and goals, it is simply not the best career choice in a surprising number of cases. One of the best possible illustrations of this dilemma occurs when someone is departing from the military. In this situation, education can appear to be the “easy” decision. But with more scrutiny, training frequently emerges as the “smart” decision.

Just as specialized business training is usually one of the most cost-effective strategies available to small businesses, the selection of a practical career training program will often prove to be a more cost-effective military transition alternative in comparison to other options that include lengthy and expensive university studies. It is true that the most viable and appropriate training choices will require some investigative time and effort to evaluate thoroughly. In large part this is due to the fact that colleges and universities have extensive marketing resources to advertise and persuade while the less well-known training opportunities are more of a “word of mouth” situation.

For example, one of the most effective career training situations devotes no resources whatsoever to advertising and lobbying. In this case the program leads to a small business finance consulting career. Because overhead is much less than the highly-capitalized universities, the cost of such services are understandably much less. Unfortunately it is not always true that you get what you pay for, so a prudent military transition will require due diligence from start to finish.

Stephen Bush has provided candid business advice to small business owners for over 30 years. He specializes in business negotiating and business proposal writing. Steve offers career training programs for small business finance consulting throughout the United States and Canada. He is a U.S. Navy veteran who works directly with individuals leaving military service and helps with the transition to a small business career.